Best of all, everything can be done. Call 1-800-769-2511. Switch. 95 $30. ELIGIBILITY. You cannot send an IMT from a U. Expectations of higher interest rates have pushed up bond rates, which have pushed up GIC rates over the past number of. Royal Bank of Canada RY-T, the country’s largest bank, is no longer blocking investors from buying high-interest cash funds from its discount trading platform. Or, if you wish, you can try submitting your application again. Card Details. 8 7 7. The Regular Interest Rate is subject to change without notice, and the most current rate is posted on our Personal. Definitions: “Bonus Interest Rate” is the increment over the Regular Interest Rate in the Eligible eSavings Account. Search. 50. Sign In. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. Closed or switched accounts will be disqualified from this offer as of the closed or switched date. 4) Additional service fees by any intermediary and receiving bank may apply. 5% interest 26,27 for 3 months when you open your first RBC High Interest eSavings account. FREE Interac ‡ e-Transfer transactions 5, 6. 50%. , RBC Direct Investing Inc. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. Visit a Branch Opens in new window. For those looking to keep their funds in a traditional bank, RBC’s High Interest eSavings Account offers a competitive interest rate of 1. . 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. , RBC Global Asset Management Inc. 50% that lets you grow your savings without worrying about any promotional periods. , Royal Trust Company or The. 4. RBC ION+™ Visa ‡. 2. RBC High Interest eSavings Account eSavings Bonus Offer. Search RBC. Book an Appointment Opens in new window. 0% of all employer businesses in Canada and employed 10. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. Try the TFSA calculator to see the benefits of regular, automatic contributions. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. RBC TFSA RBC High Interest eSavings; Purpose: A registered account for tax-free earnings and withdrawals: High interest-earning account: Interest rate: 0. An Existing Personal Client with these savings accounts must also open a new Eligible. S. The Bonus Interest Rate of 3. RBC US Dollar High-Interest eSavings Accounts. A wise investor famously quipped that “The stock market is a device to transfer money from the ‘impatient’ to the ‘patient. Year. View Legal Disclaimers. GIC rates are influenced by Bank of Canada interest rate decisions, but more so by the bond market. S. RBC High Interest eSavings Account. To help grow your savings faster you will earn 2. 05%. “Promotional Interest Rate” is the Bonus Interest Rate plus the Regular Interest Rate. RBC Day to Day Savings, RBC Enhanced Savings, RBC High Interest eSavings. Any balances over. Any balances over. Notwithstanding the terms and conditions of any separate. Gutter gunk builds up quickly, and it can prevent the safe flow of rainwater. "The 2. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. " From the Online Banking homepage select "view all account balances" under the Banking header. The RBC High Interest eSavings account offers a 1. Interest rate is subject to change at any time without notice. The Bonus Interest Rate of 3. To change the order of transactions, click "Sort Transactions". $1,000 RRIF, LIF, PRIF, and Non-Registered GICs of terms greater than 1 year. After you have an RBC USD high interest eSavings account, you can call Royal Bank at their Cross Border Banking number 1-800-769-2553 to add the RBC Bank Preferred Money Market Savings Account. You must have another RBC account. All remaining cash bonuses will be forfeited. Including ATM and unassisted telephone fund transfers, from this account to any other RBC Royal Bank personal deposit account in your name. ” is the interest rate for the eSavings Account posted on our RateSetter. RBC High Interest eSavings Account: Earn 5. Earn 5. Explore the personal banking services and products available from RBC Royal Bank to help you manage your finances, buy a home, invest and more. No minimum balance (even to get rebates) $0 monthly fee with Value Program Rebate 7. Research, pick and manage your own investments. The Bonus Interest Rate of 3. To send or receive a wire transfer at your RBC Royal Bank account, you will need the information outlined below. This account also pays bonus interest of 5. The Bonus Interest Rate on August 3, 2023 was 3. 7. Please call us at 1‑877‑900‑59001. Unlock more from your everyday banking. For a limited time, open an RBC U. Free access to RBC Online, Mobile, and Telephone Banking 3. S. If you currently have a paper statement with one of these accounts and update to eDocuments, you won’t be able to change back to paper statements. The RBC High Interest eSavings account is a no monthly fee account that allows you to earn high interest on savings. Interest rates increase significantly as your balance grows. The Eligible RBC High Interest eSavings account must remain open as of the Cash Bonus deposit dates in order to receive the Cash Bonuses. Purchase Interest Rate: 20. High Interest eSavings Account on the date (between July 15, 2023 and July 31, 2023) on which the Cash Bonus is deposited shall forfeit the right to receive the Cash Bonus, even if all other Qualifying. The Bonus Interest Rate on August 3, 2023 was 3. Best High Interest Savings Accounts Best No-Fee Chequing Accounts Best Online Bank Accounts Best U. Valid until December 22, 2023 . 5% interest on your balance and you’ll get fee-free RBC transfers. Any balances over. 9% bonus interest rate offer (which is in addition to the regular interest rate) for the 3-month promotional period is only available to individuals who have never been the primary owner of an RBC High Interest eSavings account at any time before September 21, 2022 and who open an RBC High Interest eSavings account by. From the drop down boxes, select the transactions and the period of time. RBC VIP Banking. Only at RBC. Legal Disclaimer 14. Carry forward any unused contribution room from the prior years for as long as you have the account. Like other types of investment accounts—both registered. The Bonus Interest Rate of 3. Line of Credit. 5 out of a possible 5 stars for a few reasons. 5 Year Fixed. S. The Bonus Interest Rate of 3. 5% for 3 months. Contact Us. RBC New eSavings Client Bonus Interest Rate Offer Terms and Conditions Interest Rate Definitions: “Regular Interest Rate” means the interest rate ordinarily applicable to the RBC High Interest eSavings Account. “Promotional Interest Rate” is the Bonus Interest Rate plus the Regular Interest Rate. Promotions. 80%: 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. bills and review your transaction history. Monthly fee rebate*. Plus, get 1. CSAV comes with a fairly low MER, which is roughly the same as most other high-interest savings ETF providers in Canada. Interest rate: 1. Learn the different methods to send and receive payments quickly, conveniently, and safely. The Bonus Interest Rate of 3. 5. RBC High Interest eSavings Account. 7% and free electronic self-serve transfers to any RBC Royal Bank deposit account under your name. Its low interest rate of 1. 0%) of all employees in the country. The RBC High Interest eSavings account also offers a 1. Cannot remit funds from any U. dollar account or an RBC High Interest eSavings account. Enjoy free account transfers, free access to online and mobile banking, and a powerful digital service called MyAdvisor. The Bonus Interest Rate on August 3, 2023 was 3. To get started, simply move your money into your eligible account which you can do. 7%: Minimum balance: $0: Monthly fee: $0:. Search RBC. With an eligible CAD bank account at a Canadian financial institution, you can send, request and receive money any time by using the Interac e-Transfer service available in RBC Online Banking 1 or the RBC Mobile 1 app. Also, the account only offers 1 free RBC ATM. This account has the highest interest rate among all RBC savings accounts. 00% interest rate on its High-Interest e-Savings Account. After Seniors Rebate: 7. Receive a Wire Transfer. RBC Vantage gives you powerful benefits with any eligible RBC. Any balances over. S. Phishing. Where anWith the launch of the First Home Savings Account (FHSA), there’s now one more registered investment plan to consider when determining which one – or which ones – can best help you meet your savings and retirement goals. 00 $0. RBC Enhanced Savings: The interest rate increases as your balance exceeds $5,000. $0 /mo. , Royal Trust Company or The. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. Contact Us. Contact Us. a second interest payment based on the Bonus Interest Rate applicable during the first 90 days of the. RBC U. Rates for 21 November 2023. Contact Us. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. Call to book an appointment to open a bank account over the phone or by video conference. Discover how each of these accounts can help you reach your goals—and remember, you don’t have to pick just one! 1. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. View Legal Disclaimers. 50 and that's taxable income. 3% earned interest on the free Easy plan and 5% on all paid plans. “Promotional Interest Rate” is the Bonus Interest Rate plus the Regular Interest Rate. 090%. All remaining cash bonuses will be forfeited. Offer Ends January 3, 2024. $4 a month ($48 annually) Signature ® RBC Rewards ® Visa. Any balances over. Any balances over. High interest on every dollar. Any balances over. , Royal Trust Company or The. , RBC Global Asset Management Inc. Call Collect: 1-506-864-2275. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. All remaining cash bonuses will be forfeited. RBC Royal Bank institution number: 003. The Bonus Interest Rate of 3. , RBC Direct Investing Inc. The RBC High Interest eSavings account maximizes your savings with a high interest rate and free online transfers to your RBC Royal Bank accounts. Get up to 6% cash back on a new RBC Cash Back MasterCard for the first 3 months. Save up to $6 per month. Royal Bank US Prime *. 7. To set up a pre-authorized payment, please contact the merchant directly and they will specify which information they need. ATMThe RBC U. 5. , Royal Trust Company or The. You'll get a one-time cash bonus equivalent to ten times the amount of interest. Some main benefits of the Royal Bank High Interest eSavings account are: It offers unlimited online transfers to other RBC accounts, one free withdrawal per month, and has no monthly fee. You must have another RBC account because the primary way to access your money is by transferring funds electronically in and out through a chequings account. Also, the account only offers 1 free RBC ATM withdrawal per month, which isn’t that unusual for a savings account. The 2. Closed or switched accounts will be disqualified from this offer as of the closed or switched date. . dollar 1. Notwithstanding the terms and conditions of any separate. Royal Bank of Canada, commonly known as RBC, is a global financial institution. Save up to $11. Earn 5. The Bonus Interest Rate of 3. The Bonus Interest Rate on August 3, 2023 was 3. Making and Receiving Payments. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. Savers are really getting shafted as opposed to traders. $0 monthly fee for seniors 8 and RDSP beneficiaries 9. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. You cannot send an International Money Transfer from a U. Eligible Credit Cards. S. , RBC Direct Investing Inc. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. No annual fee. Any balances over. , RBC Global Asset Management Inc. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. Interest rates increase significantly as your balance grows. Send and receive money quickly and easily. , Royal Trust Company or The. 1. The Eligible RBC High Interest eSavings account must remain open as of the Cash Bonus deposit dates in order to receive the Cash Bonuses. While you won’t be able to pay your credit card bill, you can see your transactions and account information 24/7, for no additional charge. It offers a modest 1. S. RBC New eSavings Client Bonus Interest Rate Offer Terms and Conditions Interest Rate Definitions: “Regular Interest Rate” means the interest rate ordinarily applicable to the RBC High Interest eSavings Account. Use powerful online tools to make informed investment decisions and trade with confidence. Introducing RBC Vantage. The RBC High Interest eSavings Account is a good fit for customers who want to bank online and would like to earn a high interest rate on their savings. 2,500 Points if you open a new RBC High Interest eSavings account during the Promotional Period. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. S. Enrol your account in the Value Program to get a minimum of 1 Avion point for every $10 you spend in-store and online using your enrolled account. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. 10% for the first three months. Access funds at any time via ATM, branch, cheque, online or telephone banking. If you deposited ten grand - the total interest earned after three months is approximately $62. You’ll earn 0. At a 1. As of the start of the Promotional Period (August 10, 2022), the annual Bonus Interest Rate is 3. Notwithstanding the terms and conditions of any separate. The Bonus Interest Rate of 3. For a limited time, open an RBC U. The Bonus Interest Rate of 3. S. Seniors: Watch out for these 5 scams. S. (a) any Deposit Account in U. , Royal Trust Company or The. S. High Interest eSavings; Enhanced Savings; Day to Day Savings; US Savings; Leo’s. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. Any balances over. KOHO HISA. RBC New eSavings Client Bonus Interest Rate Offer Terms and Conditions Interest Rate Definitions: “Regular Interest Rate” means the interest rate ordinarily applicable to the RBC High Interest eSavings Account. 5% interest (on balances up to $1,000,000) for the next 3 months 2 if you also sign up for MyAdvisor (or sign in, if you're already enrolled) within 60 days of opening your first. Interest Rate Definitions: “Bonus Interest Rate” is the increment over the Regular Interest Rate applicable to the Eligible eSavings Account. $4 a month ($48 annually) Signature ® RBC Rewards ® Visa. RBC’s HISA is referred to as the RBC High-Interest eSavings account. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. An online savings account offering high interest legal bug 1 on every dollar: Tiered interest legal bug 1 rates begin at balances of $5,000 or more: Tiered interest legal bug 1 on every dollar saved: High interest legal bug 1 on every U. Tip #1: The right account for you. The Regular Interest Rate is subject to change without notice, and the most current rate is posted on our Personal. Looking at my monthly statement, I noticed the money I have stashed in my high interest savings account went from $18CAD monthly return to about $1CAD. Talk to an advisor for one-on-one investment advice, help making a plan and. Tap the Action Button in the Navigation Bar. The Bonus Interest Rate of 3. Dollars Working Harder For You Earn high daily interest on every U. RBC High Interest eSavings: 5. GET 5. 9% bonus interest rate offer (which is in addition to the regular interest rate) for the 3-month promotional period is only available to individuals who have never been the primary owner of an RBC High Interest eSavings account at any time before September 21, 2022 and who open an RBC High Interest eSavings account by December 15, 2022. Go to siteThe Bonus Interest Rate of 3. Subject to Paragraph 9 of these Terms, interest at the Initial Bonus Interest Rate and Subsequent Bonus Interest Rate will be calculated daily on balances up to $1,000,000, and paid monthly during the Promotional Period to the Eligible eSavings Account opened to qualify for this RBC New eSavings Client Interest Rate Offer. 300% per annum. In addition to most Canadian accounts or RBC US High Interest eSavings®, you can also open a joint US Personal account® in Online Banking. 7. 20%. Annual Fee Rebate. Add a New Credit Card to Compare. The Eligible RBC High Interest eSavings account must remain open as of the Cash Bonus deposit dates in order to receive the Cash Bonuses. Simplii High Interest Savings Account Earn 6. 3% interest rate forever. High Interest eSavings account, or your NOMI Find & Save account, you can contact us at 1-800-Royal 11. Let's Connect. Skip to main content. As of the start of the Promotional Period (September 13, 2023), the annual Bonus Interest Rate is 3. RBC Credit Cards. The Bonus Interest Rate of 3. 50. Find a Branch; Call 1-800-769-2511; Email; EN. Unlock More from Your Everyday Banking. Contribute for as long as you want to—there’s no age limit. What is the Interest Rate on RBC High Interest eSavings Account? Is RBC High Interest eSavings good? Is RBC High Interest eSavings free? Overview of RBC. $0; $1000 deposit required to open. If you are looking for the best high-interest savings accounts in Canada, you will be sorely disappointed by the rate on RBC’s High-Interest eSavings account. Contribute tax-free for up to 15 years. Any balances over. 99% (21. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. dollars, including the RBC US High Interest eSavings® Account (b) any eSavings Account with more than three co-owners and (c) any Deposit Account with ownership in the name of an “Estate of. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. , Royal Trust Company or The. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. Provision or acceptance of Bank of Canada notes and coins. RBC High Interest eSavings: Earns a higher interest rate than a typical savings account. 2. Some main benefits of the Royal Bank High Interest. , RBC Direct Investing Inc. You can also enter a name to search, if the company is registered, it'll appear. § RBC Enhanced Savings® § RBC High Interest eSavings® § RBC No Limit Banking® (discontinued) § RBC Student Banking® (discontinued) § RBC No Limit Banking for Students® (discontinued) § RBC Staff Banking In these Terms, each Eligible Account that you enrol in the Program is referred to as an “Enrolled Account”. RBC High Interest eSavings: 3: 1. To get this high-interest rate, you have to open an RBC High-Interest eSavings account on February 28, 2023, by 3 pm EST. NOMI Find & Save will learn your transaction patterns, find extra dollars that it thinks you won’t miss and set them aside for you automatically. The Bonus Interest Rate of 3. , RBC Direct Investing Inc. Any balances over. Table of Contents. to RBC. FREE. Key Savings Account Features. The Bonus Interest Rate on August 3, 2023 was 3. Bank accounts. S. 5% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. 9 0 0. Here are current popular purchase and switch rates for select fixed and variable rate closed term mortgages: Term. , RBC Direct Investing Inc. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. bank account and credit card balances. S. The Bonus Interest Rate of 3. On EQ Bank’s Website. RBC ION+™ Visa ‡. 1. RBC U. , RBC Global Asset Management Inc. Earn high interest on every dollar 5. Transfer money between your RBC U. Sign In. Offer expires 3:00 PM EST on December 22, 2023. AdChoices; Promotions; Royal Bank. RBC Vantage gives you powerful benefits with any eligible RBC. *For each enrolled account, you must also complete at least 2 out of 3 regular account activities (pre-authorized payment, direct deposit or bill payment) each month to receive the monthly fee rebate. S. The RBC High-Interest eSavings account is an online high-interest savings account which lets you earn on every dollar deposited. At a 1. 550. The RBC High Interest eSavings account is a no monthly fee account that allows you to earn high interest on savings. 00% interest until January 31, 2024 on up to $1,000,000 in savings. Closed or switched accounts will be disqualified from this offer as of the closed or switched date. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. This RBC eSavings review covers its features, fees, and alternative savings accounts in Canada. To help grow your savings faster you will earn 4. High Interest eSavings doesn't allow cheques and doesn't allow ATM access at other than RBC ATM's. Sign In. High Interest eSavings account and get a cash bonus of up to $5,000 USD —plus earn interest on every dollar, every day. Get a RBC Bank Preferred Money Market Savings account. 2 Year Fixed. Limitations. 7. Free unlimited Interac e-Transfer ‡ transactions 3 3a. 7. They have Cross Border Specialists who can set it all up for you over the phone. Make up for missed contribution room from previous years indefinitely. 70%.